Mortgage Marketplace Disclosure

comparebankloans.com is not a mortgage lender, mortgage broker, or loan originator. We operate as a marketplace that connects consumers with independent, licensed mortgage lenders, brokers, and other financial-services providers (“Partners”).

What We Do

• We collect information you voluntarily provide via our online forms and quizzes.
• We forward that information to one or more Partners that may extend mortgage offers, prequalification, or rate quotes.
• We are paid a referral fee by Partners for connecting consumers to their offers.

What We Do Not Do

• We do not make loans or fund mortgages.
• We do not act as a mortgage broker or loan originator.
• We do not negotiate loan terms on your behalf.
• We do not provide financial, tax, or legal advice.
• We do not lock interest rates.

Approval, Terms, and Rates

All credit decisions, loan terms, interest rates, fees, and conditions are set solely by the Partner. Submitting an inquiry through our Services does not constitute an application for credit and does not guarantee that any Partner will offer you a loan.

Licensing

Where required by state law, our Partners hold the appropriate mortgage licenses, NMLS registrations, and authorizations to do business in your state. You may verify a lender’s licensing status at the NMLS Consumer Access portal.

Equal Housing Opportunity

Mortgage loans are made by Partners that comply with all applicable fair lending laws. Compare Bank Loans supports equal housing opportunity. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, national origin, age, sexual orientation, gender identity, or source of income (where applicable).

State-Specific Notices

Some states impose additional disclosure or licensing requirements on mortgage marketplaces. Where applicable, we comply with those requirements through our Partners’ licensing and our own registrations as a referral service. If you have questions about how these rules apply in your state, contact legal@comparebankloans.com.

Compensation

We receive compensation from Partners for connecting consumers with their offers. The compensation may vary by Partner and product, and may influence the order in which offers are presented to you. We do not accept payment to feature specific offers.