Auto Loans lender review
Epsilon Direct Review
Our editorial team scored Epsilon Direct on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Epsilon Direct (Auto Loans). Real content lands separately.
Apply with Epsilon Direct
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Epsilon DirectFrequently asked questions
Does Epsilon Direct finance new and used vehicles?
Most auto lenders finance both. Epsilon Direct's exact program mix may include new purchase, used purchase, refinance, lease buyout, or private party — confirm during pre-qualification.What credit score do I need with Epsilon Direct?
Epsilon Direct accepts applications starting at 580. Higher scores unlock significantly better rates — pre-qualify to see your specific offer.