Auto Loans lender review
Theta Loans Review
Our editorial team scored Theta Loans on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Theta Loans (Auto Loans). Real content lands separately.
Apply with Theta Loans
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Theta LoansFrequently asked questions
Does Theta Loans finance new and used vehicles?
Most auto lenders finance both. Theta Loans's exact program mix may include new purchase, used purchase, refinance, lease buyout, or private party — confirm during pre-qualification.What credit score do I need with Theta Loans?
Theta Loans accepts applications starting at 580. Higher scores unlock significantly better rates — pre-qualify to see your specific offer.