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Business loans
Business loan calculator
Estimate monthly payments for term loans, lines of credit, and equipment financing. Switch the payment frequency to see daily/weekly debits.
Payment frequency
Monthly payment
$3,442.10
- Monthly equivalent$3,442.10
- Origination fee$2,000.00
- Total interest$23,915.52
- All-in cost$125,915.52
Compare business lenders
Term loans, lines of credit, SBA, and equipment — all in one place.
- Business loans price risk by industry + revenue
Same APR isn't available to a 6-month-old e-commerce shop and a 10-year-old restaurant. Use the calculator to see what the published rate actually costs.
- Factor rate ≠ APR
Many alternative lenders quote a 'factor rate' like 1.30x. Always convert to APR-equivalent before signing. We do the math below.
- Payment frequency matters
Daily and weekly debits stress cash flow. The headline 'rate' looks attractive until you realize you're paying 22 times a month, not once.