We earn commissions from brands listed on this site, which influences how listings appear. Compensation does not affect editorial ratings or content. Advertiser Disclosure
Personal Loans
Personal loan calculator
See exactly what a personal loan will cost you each month — and over its full life — before you apply with any lender.
Estimated monthly payment
$212.47
- Total loan amount$10,000.00
- Total cost of loan$12,748.23
- Total interest paid$2,748.23
- Term5 years
Find the right personal loan for you
Prequalified offers in 2 minutes — no impact to your credit score.
- What you'll pay each month
We compute the standard amortizing payment from your loan amount, term, and APR — the same formula every lender uses to quote you.
- What the loan really costs
We surface the total interest and the all-in cost so you see the trade-off between a longer term and a higher monthly payment.
- Where you go next
When the math looks right, click through to compare real lenders side-by-side without affecting your credit score.