Debt Relief lender review
Eta Lending Review
Our editorial team scored Eta Lending on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Eta Lending (Debt Relief). Real content lands separately.
Apply with Eta Lending
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Eta LendingFrequently asked questions
Is Eta Lending accredited?
Check NFCC (nfcc.org) or FCAA (fcaa.org) for credit counseling accreditation, or AFCC for debt settlement. Accreditation is the strongest signal of legitimacy in this category.What fees does Eta Lending charge?
Fees vary by program type. Credit counseling DMP: typically $25-50/month. Debt settlement: 15-25% of enrolled debt. Confirm exact fees during the initial free counseling session before enrolling.