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Debt Relief lender review

Theta Loans Review

Our editorial team scored Theta Loans on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.

Avery Cole headshot
By Avery Cole, Editor-in-Chief

Last updated:

How we rate

At a glance

APR range
5.99%–29.99%
Loan amounts
$1,000 – $100,000
Minimum credit score
580
Funding speed
Varies
NMLS ID
—
BBB rating
—
Headquarters
Wilmington, DE
Founded
2010

Editorial review

Placeholder editorial review for Theta Loans (Debt Relief). Real content lands separately.

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Frequently asked questions

  • Is Theta Loans accredited?
    Check NFCC (nfcc.org) or FCAA (fcaa.org) for credit counseling accreditation, or AFCC for debt settlement. Accreditation is the strongest signal of legitimacy in this category.
  • What fees does Theta Loans charge?
    Fees vary by program type. Credit counseling DMP: typically $25-50/month. Debt settlement: 15-25% of enrolled debt. Confirm exact fees during the initial free counseling session before enrolling.

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