Home Equity lender review
Epsilon Direct Review
Our editorial team scored Epsilon Direct on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Epsilon Direct (Home Equity). Real content lands separately.
Apply with Epsilon Direct
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Epsilon DirectFrequently asked questions
Does Epsilon Direct offer both HELOCs and home equity loans?
Most major home equity lenders offer both products. Epsilon Direct's specific product mix varies by state and may include HELOCs, fixed home equity loans, cash-out refinances, or a subset. Confirm current product availability when you pre-qualify.What's the minimum credit score for Epsilon Direct?
Epsilon Direct accepts applications starting at 580. Best rates typically require 720+. Your actual offer also depends on combined loan-to-value, DTI, and reserves.