Mortgage Loans lender review
Alpha Lending Review
Our editorial team scored Alpha Lending on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Alpha Lending (Mortgage Loans). Real content lands separately.
Apply with Alpha Lending
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Alpha LendingFrequently asked questions
Is Alpha Lending a direct lender?
Alpha Lending is licensed under NMLS (verify on NMLS Consumer Access). Whether they fund the loan directly or act as a broker varies by program and state — confirm in your specific loan estimate.What credit score do I need?
Alpha Lending accepts applications starting at 580. Best rates typically require 720+ scores. Your actual offer depends on your full credit profile plus property type, down payment, and DTI.How long does closing take?
Alpha Lending advertises around 30-45 business days for a typical purchase. Refinance timelines are usually similar; faster (14-21 day) closings are possible on clean files.