Personal Loans lender review
Theta Loans Review
Our editorial team scored Theta Loans on rate competitiveness, fee transparency, funding speed, customer support, and program coverage.
At a glance
- APR range
- 5.99%–29.99%
- Loan amounts
- $1,000 – $100,000
- Minimum credit score
- 580
- Funding speed
- Varies
- NMLS ID
- —
- BBB rating
- —
- Headquarters
- Wilmington, DE
- Founded
- 2010
Editorial review
Placeholder editorial review for Theta Loans (Personal Loans). Real content lands separately.
Apply with Theta Loans
Pre-qualifying with a soft credit pull lets you see your real offer without affecting your credit score.
See my rate at Theta LoansFrequently asked questions
What credit score does Theta Loans require?
Theta Loans accepts applications starting at 580. Best rates require 720+; pre-qualify to see your specific offer.What's the loan range?
Theta Loans offers personal loans from 1,000 up to 100,000, depending on credit and income.