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Last updated: May 2026How we rate

Best $500,000 Business Loans

Lenders that fund $500,000.

Loan amount narrows the field of lenders — not every lender funds every size. The list below is filtered to lenders whose published amount range includes $500,000. Pre-qualify with the soft credit pull to see your actual offer.

Are you eligible for a better rate?

Frequently asked questions

  • What APR can I expect on a $500,000 business loans?
    APRs at this loan size depend mostly on credit profile. The lenders above show their disclosed APR ranges; pre-qualifying with two or three lenders is the fastest way to see real offers for your situation.
  • What's the typical monthly payment?
    Payment varies with term length. A $500,000 loan at 12% APR runs roughly $11,100/month on a 60-month term, or $8,350/month on a 84-month term — but check the calculator for exact numbers.
  • Are there fees on a $500,000 business loans?
    Most personal lenders charge an origination fee of 0-8% of the loan amount, deducted from disbursement. On a $500,000 loan that's $0 to $40,000 taken off the top. Check the origination fee column in the comparison above.