Get paid now on invoices customers haven't paid yet.
Invoice financing (factoring) advances you 70-90% of an outstanding invoice immediately, with the remainder (minus fees) paid when your customer settles. Useful for B2B businesses with 30-90 day net terms — your cash flow no longer depends on your customer's payment timing. Compare providers below.
Editorial review of Alpha Lending is in progress. Final scoring and methodology notes ship with the next content release.
APR
5.99%–24.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Beta Financial is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.24%–24.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Gamma Bank is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.49%–23.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
620+ credit
Editorial review of Delta CU is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.74%–23.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
640+ credit
Editorial review of Epsilon Direct is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.99%–22.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Zeta Capital is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.24%–22.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Eta Lending is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.49%–21.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
620+ credit
Editorial review of Theta Loans is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.74%–21.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
640+ credit
Editorial review of Iota Mortgage is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.99%–20.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Kappa Trust is in progress. Final scoring and methodology notes ship with the next content release.
APR
8.24%–20.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Alpha Lending is in progress. Final scoring and methodology notes ship with the next content release.