Government-backed financing at competitive rates.
The SBA doesn't lend directly — it guarantees a portion of bank loans, which lets banks offer longer terms (up to 25 years on 504 real estate) and lower down payments than conventional business loans. The lenders below are SBA Preferred Lenders, which means they can underwrite and approve SBA loans without sending each application to the SBA for review.
Editorial review of Alpha Lending is in progress. Final scoring and methodology notes ship with the next content release.
APR
5.99%–24.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Beta Financial is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.24%–24.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Gamma Bank is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.49%–23.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
620+ credit
Editorial review of Delta CU is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.74%–23.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
640+ credit
Editorial review of Epsilon Direct is in progress. Final scoring and methodology notes ship with the next content release.
APR
6.99%–22.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Zeta Capital is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.24%–22.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Eta Lending is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.49%–21.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
620+ credit
Editorial review of Theta Loans is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.74%–21.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
640+ credit
Editorial review of Iota Mortgage is in progress. Final scoring and methodology notes ship with the next content release.
APR
7.99%–20.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Editorial review of Kappa Trust is in progress. Final scoring and methodology notes ship with the next content release.
APR
8.24%–20.49% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
600+ credit
Editorial review of Alpha Lending is in progress. Final scoring and methodology notes ship with the next content release.