Lenders that accept bad (under 500).
A credit score in the bad (under 500) range narrows your lender options and usually means a higher APR. The lenders below are filtered to those that publish credit minimums at or below this tier — your actual rate depends on the rest of your application.
Placeholder editorial review for Alpha Lending (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Theta Loans (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Beta Financial (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Eta Lending (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Gamma Bank (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Epsilon Direct (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Iota Mortgage (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Zeta Capital (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Kappa Trust (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Delta CU (Business Loans). Real content lands separately.
APR
5.99%–29.99% APR
Loan amount
$1,000 to $100,000
Term
12–84 mo
Min credit
580+ credit
Placeholder editorial review for Alpha Lending (Business Loans). Real content lands separately.